*{margin:0;padding:0;box-sizing:border-box}body{font-family:'PingFang SC','Microsoft YaHei',sans-serif;background:#f4f7fc;color:#1e2a44;line-height:1.8}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.top{background:#0a2756;color:#cbd6ea;font-size:12px;padding:8px 0}
.top .wrap{display:flex;justify-content:space-between}
header{background:#fff;box-shadow:0 2px 12px rgba(10,39,86,.06);padding:18px 0}
.bar{display:flex;justify-content:space-between;align-items:center}
.logo{font-size:24px;font-weight:800;color:#0a2756}
.logo b{color:#1e6fdc}
.nv{background:#fff;border-top:1px solid #e3eaf5;display:flex;flex-wrap:wrap}
.nv a{padding:14px 22px;color:#1e2a44;text-decoration:none;font-size:14px;font-weight:500;border-right:1px solid #e3eaf5}
.nv a:hover,.nv a.on{background:#0a2756;color:#fff}
.crumb{padding:16px 0;color:#5d6b87;font-size:13px}
.crumb a{color:#1e6fdc;text-decoration:none}
.hero{background:linear-gradient(120deg,#0a2756 0%,#1e6fdc 100%);color:#fff;border-radius:6px;padding:48px 40px;margin:18px 0}
.hero h1{font-size:32px;margin-bottom:14px;font-weight:700}
.hero p{color:#cbd6ea;font-size:15.5px;max-width:740px}
.btns{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap}
.btn{padding:12px 28px;background:#fff;color:#0a2756;text-decoration:none;border-radius:4px;font-weight:600;font-size:14px}
.btn.alt{background:transparent;color:#fff;border:1px solid #fff}
.cols{display:grid;grid-template-columns:2fr 1fr;gap:20px;margin:18px 0}
.main{background:#fff;border-radius:6px;padding:32px;border-top:3px solid #1e6fdc}
.main h2{font-size:22px;margin-bottom:16px;color:#0a2756;padding-bottom:10px;border-bottom:2px solid #f0f4fa}
.main p{color:#4a5775;margin-bottom:12px}
.side{background:#fff;border-radius:6px;padding:24px}
.side h3{font-size:16px;color:#0a2756;margin-bottom:14px;padding-bottom:8px;border-bottom:1px solid #e3eaf5}
.side ul{list-style:none}
.side li{padding:10px 0;border-bottom:1px dashed #e3eaf5;font-size:14px;color:#4a5775}
.side li::before{content:"▸ ";color:#1e6fdc}
table.tbl{width:100%;border-collapse:collapse;margin:14px 0;background:#fff;font-size:14px}
.tbl th{background:#0a2756;color:#fff;padding:12px;text-align:left}
.tbl td{padding:12px;border-bottom:1px solid #e3eaf5;color:#4a5775}
.tbl tr:hover td{background:#f4f7fc}
footer{background:#0a2756;color:#8a96b3;padding:30px 0;text-align:center;font-size:13px;margin-top:30px}
@media(max-width:768px){.cols{grid-template-columns:1fr}.hero h1{font-size:24px}}